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He seemed to know the handwriting on the envelope, and there was a frown upon his face as he broke the big seal. He read it where he stood. It was a letter from a Captain Rousby informing him that he owed him the sum of one hundred guineas, that this money as a debt of honour had been payable immediately on proof of the loss of the wager, but that so far from having received it, Captain Rousby had been waiting for nine months without obtaining further satisfaction than the now wearisome and well-worn excuse that Mr Lawrence could not immediately pay, that he was expecting to obtain employment in the course of the month which would enable him to discharge this debt with interest if Captain Rousby thought proper. The Captain informed Mr Lawrence that last week Mrs Rousby had presented him with twins, a catastrophe which greatly increased his expenses at a time when he was without employment, and when money was never more urgently needed. Captain Rousby then went on to inform[Pg 123] Mr Lawrence that if a portion of this debt, say twenty-five guineas, was not sent to him by the first of June, it would be his unpleasant duty to visit Old Harbour Town, call upon Sir William Lawrence and state the facts of the case to him as an officer and a gentleman. If he could obtain no satisfaction from the Admiral, it would be his painful duty—a duty that must be singularly distasteful to a man who had been a messmate and shipmate of Mr Lawrence—to take such steps as his lawyer might advise., "I will not declare what the butcher charges!" cried Mr Greyquill, a little warmly for so sleek a man. "But take my word, the British tradesman, whether tinker, tailor,[Pg 136] butcher, baker, and we'll throw in grocer as we do not value rhymes, charges at rates which if reduced from profit to interest and called by that aggressive term discount, would represent every shopkeeper in the nation as big a scoundrel as the most voracious of your money-lenders, sir.", Captain Acton received Mr Lawrence in his library, a small but very elegant room. It was lighted by wax candles on the table and wax candles on the chimney-piece. Its walls were covered with valuable books in finely carved cases. Captain Acton was reading when Mr Lawrence was announced. He immediately put down his book and rose. It would have been easy to see that he was struck by and pleased with the fine figure and handsome face of Mr Lawrence as he strode through the doorway, bowing with dignity and grace as he advanced. Of course the Captain was perfectly well acquainted with Mr Lawrence; he had been to his house to dinner on more than one occasion with Sir William; they had met at the Admiral's house and out-of-doors..